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<title>dcahold</title>
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<description>A diary of a Bitcoin DCA, HOLD and Diversify strategy.</description>
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<lastBuildDate>Mon, 31 Aug 2026 00:00:00 GMT</lastBuildDate>
<item>
  <title>DCA transactions so far: entry price, BTC bought, and portfolio value</title>
  <link>https://dcahold.com/posts/2026-08-21-dca-transactions-so-far/</link>
  <description><![CDATA[ 





<p>Since the <a href="../../posts/2025-01-20-setting-up-bitcoin-savings-plan/index.html">savings plan</a> went live, every incoming transaction to the wallet has been logged and matched to a historical BTC/CHF price to estimate its cost basis. This is the first look at that log, and the format going forward: a short monthly snapshot of where things stand and what changed with the latest contribution, using numbers as of this post’s date. The full, always-current log lives on the <a href="../../portfolio.html">Portfolio</a> page.</p>
<section id="where-things-stand" class="level2">
<h2 class="anchored" data-anchor-id="where-things-stand">Where things stand</h2>
<p>As of August 31, 2026, 21 transactions have gone in since February 2025. BTC/CHF rose from CHF 50,726 to CHF 63,443 (+25.1%) since the last transaction, lifting PnL by +CHF 3,410. Portfolio value increased by +CHF 4,403 to CHF 18,007. Since inception, PnL is down −CHF 1,496 (−7.7%).</p>
<table class="caption-top table">
<thead>
<tr class="header">
<th>Metric</th>
<th>Value</th>
<th>Change since last transaction</th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td>BTC/CHF</td>
<td>CHF 63,443</td>
<td>+CHF 12,717 (+25.1%)</td>
</tr>
<tr class="even">
<td>Average entry price</td>
<td>CHF 68,714 per BTC</td>
<td>−CHF 308</td>
</tr>
<tr class="odd">
<td>Cumulative BTC bought</td>
<td>0.2838 BTC</td>
<td>+0.01565 BTC</td>
</tr>
<tr class="even">
<td>Cumulative CHF spent</td>
<td>CHF 19,504</td>
<td>+CHF 993</td>
</tr>
<tr class="odd">
<td>Portfolio value (CHF)</td>
<td>CHF 18,007</td>
<td>+CHF 4,403</td>
</tr>
<tr class="even">
<td>PnL</td>
<td>CHF -1,496 (-7.7%)</td>
<td>+CHF 3,410 (+18.8%)</td>
</tr>
</tbody>
</table>
<p>Portfolio value and PnL are marked at each transaction’s own date, so the “value” row reflects the BTC/CHF price on August 31, 2026 — not necessarily today’s price.</p>
</section>
<section id="cumulative-chf-spent-vs.-portfolio-value" class="level2">
<h2 class="anchored" data-anchor-id="cumulative-chf-spent-vs.-portfolio-value">Cumulative CHF spent vs.&nbsp;portfolio value</h2>
<div class="cell">
<div class="cell-output-display">
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<figure class="figure">
<p><img src="https://dcahold.com/posts/2026-08-21-dca-transactions-so-far/index_files/figure-html/unnamed-chunk-2-1.png" class="img-fluid figure-img" width="672"></p>
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<p>When the blue line is above the grey line, the position is up overall; below, it’s down — this is about the running total, not any single purchase. See the <a href="../../portfolio.html">Portfolio</a> page for today’s live value and the full transaction-by-transaction log.</p>


</section>

 ]]></description>
  <category>Bitcoin</category>
  <guid>https://dcahold.com/posts/2026-08-21-dca-transactions-so-far/</guid>
  <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
</item>
<item>
  <title>Setting up my Bitcoin savings plan</title>
  <link>https://dcahold.com/posts/2025-01-20-setting-up-bitcoin-savings-plan/</link>
  <description><![CDATA[ 





<p>In order to implement my simple strategy of DCA, HOLD and Diversify (more on the reasoning behind it <a href="../../about.html">on the about page</a>) I set up a Bitcoin savings plan. This post originally went up before the first purchase, when there was no track record to speak of yet — it’s been rewritten since, more than a year into actually running the plan, to state the rules plainly rather than mixing them with the numbers. The actual track record now lives in its own posts, linked below.</p>
<section id="the-plan" class="level2">
<h2 class="anchored" data-anchor-id="the-plan">The plan</h2>
<p><strong>Automate it.</strong> The purchase happens on a fixed schedule, once a month, without me deciding in the moment whether it’s a good time to buy. Taking that decision out of my hands is the point — DCA only stays unbiased by market timing if it’s actually automatic, not just “usually monthly.” I run the recurring buy through <a href="https://pocketbitcoin.com">Pocket Bitcoin</a>, which handles the scheduled purchase itself. If you sign up there, feel free to use my <a href="https://pocketbitcoin.com/referral">referral code</a> <code>37SNW2</code> — it gets you CHF 5 in Bitcoin once you’ve bought CHF 500 worth.</p>
<p><strong>CHF 1,000 before fees, every month.</strong> A fixed amount, fixed currency, fixed cadence — no adjusting up when the price looks like it’s dipping or down when it’s ripping. “Before fees” is the number I’m committing to; whatever the exchange takes off the top is a cost of running the plan, not something that should quietly shrink the contribution.</p>
<p><strong>Keep track of performance on a regular basis.</strong> Automating the buying doesn’t mean ignoring the result. Checking in periodically — how much has been spent, how much BTC that bought, what it’s worth now — is what turns “I set up a savings plan” into an actual record, and it’s the only way I’ll know if the plan needs revisiting.</p>
</section>
<section id="where-the-numbers-live" class="level2">
<h2 class="anchored" data-anchor-id="where-the-numbers-live">Where the numbers live</h2>
<p>This post stays about the rules, not the results. The actual purchase log, average entry price, and portfolio value are tracked separately on the <a href="../../portfolio.html">Portfolio</a> page, which updates as new contributions land. Monthly commentary on what’s changed lives in the <a href="../../index.html">blog</a>, starting with <a href="../../posts/2026-08-21-dca-transactions-so-far/index.html">DCA transactions so far</a>.</p>


</section>

 ]]></description>
  <category>Bitcoin</category>
  <guid>https://dcahold.com/posts/2025-01-20-setting-up-bitcoin-savings-plan/</guid>
  <pubDate>Mon, 20 Jan 2025 00:00:00 GMT</pubDate>
</item>
<item>
  <title>Why I’m writing this down</title>
  <link>https://dcahold.com/posts/2024-12-16-hello-world/</link>
  <description><![CDATA[ 





<p>I’m about to commit to a Bitcoin savings plan — buy consistently, hold through the noise, don’t put it all in one basket — and I’m writing it down in public instead of tracking it in a private spreadsheet. A spreadsheet is easy to quietly edit when the numbers get uncomfortable; a dated blog post is not. That’s the whole reason this exists: accountability, not advice.</p>
<p>The full strategy is spelled out <a href="../../about.html">on the about page</a>. This is day zero — no purchases yet, no results, just the intent to follow through and let the record speak for itself.</p>



 ]]></description>
  <category>General</category>
  <guid>https://dcahold.com/posts/2024-12-16-hello-world/</guid>
  <pubDate>Mon, 16 Dec 2024 00:00:00 GMT</pubDate>
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